The National Consumer Law Center publications have helped me tremendously for many years. One of their attorneys even got me a winning brief, literally. I prevailed in the AZ court of appeals against debt buyer Acarta.
Of course, it’s best to retain an “honest and competent” attorney, but it can’t hurt to do your own research.
As a consumer litigant, nothing is more helpful than winning briefs, case law, and sample filings. If you want to sue or arbitrate, get this subscription. If Sunnova or any other company sues you for nonpayment, get the debt collection, credit reporting and other relevant subscriptions too.
All NCLC subscriptions:
https://library.nclc.org/bookstore
Many Orders, Motions and Briefs:
https://library.nclc.org/nclc-unreported
Sunnova sued you? You may have counterclaims against Sunnova for unfair or deceptive practices and/or fraud.
https://library.nclc.org/UDAP/subscribe
The Most Important Consumer Statute in All 50 States
An unfair and deceptive acts and practices (UDAP) statute usually provides attorney fees and enhanced damages for a wide array of deceptive or abusive practices. NCLC’s treatise for over 40 years has been the definitive treatise in this area for use in all 50 states:
- State court UDAP litigation is all the more important now with recent Supreme Court roadblocks to consumer claims in federal courts
- 50-state and FTC precedent on UDAP challenges to credit, debt collection, mortgages and foreclosures
- 50-state and FTC cases on automobile sales, leases, and finance
- Scope of each state’s UDAP statute
- Preconditions to litigation under each state’s UDAP statute
- Detailed analysis of UDAP attorney fees, and actual, minimum, and multiple damages
- Limits on use of UDAP statutes and how to overcome them
- Application to national banks
- Manufactured homes and parks, landlord-tenant, and utilities
- Service contracts and auto repair
- Failure to disclose as a violation
- Unfairness and unconscionability standards
- Liability of third parties for UDAP violations
- Sample pleadings and discovery. See an example here.
